4check: Check who you're dealing with!

4check verifies how trustworthy the trusted person is, how he fulfills his financial obligations and how good he lives at the address.

Enter the information of the person you want to verify in the form. Then you pay by card. You will receive a clear result within a minute, which you can save, print or send by e-mail. You will also find the results stored with your account.

Here is an example:

In general, 4check works in the Czech Republic with 11 primary and 29 secondary data sources, over which it performs its own analysis and machine learning in addition.

4check has two versions: in the basic version, we only verify data with which the verified person does not have to agree. So they don't even have to know about the verification, nor will they know it. In the 4check + variant, we check the facts with which the person must agree: we will therefore send him an SMS and an e-mail and wait for his consent.

You can use the basic variant of 4check, which does not require the consent of the person being examined. You can also convince her that it's in her best interest - that if she doesn't agree, she may seem to have a problem. However, we each have only one privacy, so it is fair not to put pressure on anyone. Of course, we will not perform 4check + under the circumstances without the consent of the inspected person.

We in 4house would not rent an apartment to a person with two or less stars. Nor would we consider it credible enough to negotiate the purchase of real estate. 4 or more stars, on the other hand, indicate a trusted person. For other symptoms, it is good to involve one's own experience and common sense: for example, living in a “worse“ location does not necessarily mean a lower score, it may even mean the opposite: that he is a frugal person who does not spend unnecessarily.

Most competing scorings primarily verify foreclosures and insolvencies, which are public data that anyone can find out. In addition, 4check contains information that you will not find anywhere else, such as payment morale or the danger of older or newer debts. Furthermore, 4check finds out and analyzes non-public information (of course only with the consent of the auditee) and finally gives you detailed information about the residence of the auditee.

Email is a very important piece of information for verification. People use it widely for communication and registration, in many more places than, for example, birth numbers, leaving a digital footprint. The more data you enter, the better information you will get.

We must not do anything with the data of the person being checked because we do not have his consent. Therefore, we do not send any commercial or other communications to this data, nor do we otherwise use them. The only use is to check them with 4check.

Yes, it's perfectly legal. In the US, scoring applications are regularly ranked in the top 5 most downloaded applications. In China, one public scoring is gradually being applied, which is widely praised by the population because it has simplified market orientation.

Of course yes. It is good to make sure that everything is in order, that you have good results, that you do not have executions and the like. People often do not even know about smaller executions.

With regard to unambiguous data from registers, such as foreclosures, we recommend that you consult the Central Register of Foreclosures immediately and deal with them: you risk confiscation of property, fines and various other expenses. The same applies, for example, to current debts: we recommend actively dealing with them with the creditor. If it is so-called “soft“ data, such as payment morale, think about whether you did not leave an “ax“ somewhere, did you pay the installment or invoice too late, or perhaps did not forget to pay the last invoice? Again, we recommend solving everything in advance, you may have a long-term problem, for example, obtaining a loan.

First of all, make sure that you have entered the correct information and that you do not have a typo somewhere, for example. A large number of results come from state registers (for example, the insolvency register or the register of executions). Unfortunately, there can really be two people with the same name and date of birth in these registers (this is exceptional, but it really happens). Again, we recommend dealing with a specific register, or checking it with a verified person.

The record of the commencement, suspension and postponement of the execution shall be made within 3 days after the executor has entered them in the register. Recording of other data within 5 working days. However, several days of delay may also occur with the executor. The data are published in the insolvency register almost immediately after the beginning of insolvency by the court.

The executor is obliged to delete the data on execution within 15 days after the end of the execution proceedings (when the debt is repaid). Information on insolvency proceedings is kept by the register for 5 years after its termination (after the decision on the termination of insolvency proceedings has become final).